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Refinancing and fairness guideToday's refinance ratesBest refinance lenders30-calendar year preset refinance rates15-12 months fastened refinance ratesBest hard cash-out refinance lendersBest HELOC LendersCapacity to add a co-signer or co-borrower: Each lender presents the option to incorporate a co-signer or co-borrower, which may help you get app